Have you thought about refinancing your mortgage?

Rates are low but there are a lot more factors you should consider when deciding whether or not to refinance your mortgage. For example, points and closing costs could add up to more than the savings a lower interest rate gives you. Especially if there's a good chance that you move in the next five to ten years. For more on this subject, visit our blog The Money Ways.

http://www.themoneyways.com/should-you-refinance-your-mortgage-or-not.html

What apps do you use to save money on your iPhone?

I started listing the apps I use most to save money on my iPhone and I realized I don't use that many apps for that purpose. In fact, I really only listed three. Do you have apps that you use that you can recommend? If so, visit our post and leave us a comment with your favorite iPhone apps that save money.

http://www.budgetways.com/favorite-iphone-apps-to-save-money.html

Are your child care costs getting out of control?

The average cost of child care, especially in urban areas, has gotten completely out of control. Unless you are earning more than twice the minimum wage, it is hard to work enough to pay these bills. Luckily, there are a few things you can do to cut these costs, which we've highlighted in our most recent post at Budget Ways.

http://www.budgetways.com/child-care-shouldnt-cost-you-a-fortune.html

Need help lowering your college expenses?

While I always knew people that had free rides through college or whose parents were able and willing to foot their bill, I can't say that most college students can afford to pay for college themselves. That's what makes finding ways to plan ahead and lower your college costs even more important. Every dollar you spend during college that you don't already have will end up in the form of a student loan. Use some of the advice we give in our short guide to help you cut college costs.

http://www.budgetways.com/cutting-college-costs-guide.html

Have you looked into solar power?

If you've thought about buying a solar power system in the past but it didn't make sense, you may want to look again. That's because there is a big glut in inventory and prices have fallen dramatically. Also, there are a number of solar companies that are willing to lease their equipment to eliminate some or all of the upfront cost of installing it. I've highlighted some of the factors to consider on whether or not solar power can save you money.

http://www.budgetways.com/saving-money-with-solar-power.html

How do you manage paying your bills?

Some people use automatic bill pay through their online banking. Some people use post it notes stuck to the side of their desk. And some people use an inbox/outbox system to keep track of bills that need to be paid. Whatever you use, it's important to have a system in place that prevents you from missing any important payments that could jeopardize your good credit standing. Here are some tips that we put together to help you manage your bills.

http://www.budgetways.com/how-to-manage-your-bills.html

How do you save money on family activities?

Although we normally stay away from Groupons, there are several websites that we use to find good deals on family activities. There are also some local free magazines that offer coupons for local attractions. The other way we find good deals is by continuing to search and read to find more and better deals. Once you find a deal, it is usually duplicated each month or year, so they become easier to find over time.

http://www.budgetways.com/money-saving-deals-for-the-family.html