Most people don't really have a retirement plan. They simply save as much as they believe they can and hope they can someday retire. While this may work for people that are really good savers, it won't work for most. The alternative is to make a plan to reach your retirement goal. We created a simple spreadsheet retirement calculator that you can update just four simple figures and it will arrive at an estimate for your retirement needs. If you're interested in giving it a try, please visit Budget Ways and find the free retirement worksheet.
http://www.budgetways.com/a-retirement-worksheet-to-calculate-how-much-you-need-to-save-to-retire.html
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