Financial modeling is no longer just for financial analysts and large corporations. Free spreadsheet applications are now available from places like OpenOffice and Google Docs, which can allow anyone to start using them to help make both simple and complex financial decisions. Besides just keeping track of your finances, you could be using spreadsheets to help you plan majore purchases and investments. Read this article that tells more about using spreadsheets in everyday life.
http://www.budgetways.com/financial-modeling.html
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