Most often, the hardest part about saving for retirement is just finding the motivation to make changes and stick with them. If you find yourself falling behind like most people, there are a few simple habits that can help make sure that you get back on track. First, you have to make saving a priority, stop making excuses about why you're not saving, and you may even have to adopt some frugality measures if the first two steps don't help enough. Read our post for more details.
http://www.budgetways.com/a-few-pointers-to-help-you-save-for-retirement.html
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